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Should I use credit or debit when I swipe my card?

You can swipe your paycard as either debit or credit at no cost, but we recommend you swipe as credit. When you swipe as credit with your SOLE Paycard you’re protected by Visa’s Zero Liability Policy, which states, “It’s our guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline.” Additionally, swiping as credit qualifies you for our monthly contest and a chance to win $1,000!