Even though your employer gave you your paycard, the card belongs to you, even if you leave your job. Your paycard will receive your paycheck via direct deposits from your employer. Once deposited, your funds are available to use instantly by swiping your paycard at no cost. You can also use your paycard for additional direct deposits, like your tax refund or another job. Your paycard has a routing and account number, which can be used for services that require a routing and account number such as Paypal and Venmo. You can use your card number to buy things online and sign up for digital subscriptions, like Netflix.